DISCOVER THE POWER OF
EQUITY MORTGAGES
Simplified financial solutions for real estate investment in Canada
How it Works
Whether you need funds to buy another property, cover wedding expenses, reduce monthly payments on your credit cards or
invest in a business, it takes just a few minutes and we’ll have you covered. Each one of our mortgages is flexible and
customized to your needs. North Creek Financial is the easiest and fastest way to get the funds you are looking for.
Fill in easy 5-minute application
Straightforward application. All we need to know is the market value of your property and
outstanding balances of the existing mortgages,
if any. No credit score reports. No income confirmation. No letters of employment.
Get Pre-Approved in 10 minutes
Quick Approval. Get pre-approved within 10
minutes of your application submission and get
a no obligation mortgage offer within 24 hours thereafter.
Receive your money within 72 hours
Fast Advance. The mortgage funds will be advanced within 72 hours upon your execution
of the mortgage documentation with your
solicitor. On average our deals are funded
in 2-4 business days. 72 hours advance is
available on a case-by-case basis.
Competitive Rates and Fees. Flexible terms. Various Prepayment Options.
Competitive Rates and Fees. Flexible terms. Various Prepayment Options.
Why work with North Creek Financial Services?
Truly Canadian Company
An Ontario mortgage brokerage and a lender licensed with FSCO
(licence No. 11613)
member of CAAMP and IMBA
BBB accredited business with A+ rating
Equity Lending
Our underwriting is based on your equity - not your credit. Our application process is very simple and hassle-free. No income verification. No credit score requirements.
Customized Product
We set up residential equity mortgages
for up to $400,000. Terms: 3 months-2
years. 1, 2, 3rd mortgages with flexible
payment options.
Customized Product
We set up residential equity mortgages
for up to $400,000. Terms: 3 months-2
years. 1, 2, 3rd mortgages with flexible
payment options.
Money/time savers
No mortgage insurance payments on
high-rate loans. Consolidation of credit
card debts in one monthly payment.
Interest only payments, no payment
options.
Money/time savers
No mortgage insurance payments on
high-rate loans. Consolidation of credit
card debts in one monthly payment.
Interest only payments, no payment
options.
Our values
North Creek Financial values full disclosure and transparency of every deal. No hidden fees. No hassle. All documents are to be executed by you at your lawyer's office at your own pace.
Our promise
North Creek Financial provides mortgage offers upfront, so there are no surprises.
We have real people answering phone
calls 9am-9pm. All your calls are to be returned within 24 hours.
Products
We provide private mortgages to individuals for personal and commercial needs. Our clients typically contact us for help with financing one of the following investments:
Bridge Loan
Deposits for a secondary home. We finance
your purchase through 1st and 2nd
mortgages with up to 85% LTV
in Toronto/GTA and 72% outside of GTA.
Mortgage Refinance
Our easy application and fast approval will
have your property re-financed in a short
period of time. It can save you money on
possible penalties.
Home Renovation Loan
Whether you bough a property in an unlivable condition or decided to build a new dwelling,
we can finance your project if you have
enough equity in your existing home.
Debt Consolidation Loan
Tired of collection calls? Want to settle your
debts? Too many bills to pay? Use an equity
on your home to pay all your debts with one monthly payment.
Unexpected events
Wedding/education/new family member?
You can get funds now and work with your
bank later, when you have more time to do so.
Small Business Loan
It is almost impossible to received a business
loan from a bank when you just have an idea.
We can help you accomplish your dream
without unnecessary re-financing.
Client Testimonials
Vlad R.
I wanted to renovate my basement to increase the value of my house so I can sell it, but because I'm self employees the bank didn't want to give me a loan and so I had to call around to try and find companies read more...
Vithurs T.
I am a recent immigrant and needed a private load because I didn't have great credit and the banks wouldn't give me a mortgage. I heard about North Creek Financial from a friend and everything I heard about them was accurate read more...
Patrick I.
Few years ago I tried to refinance my mortgage. I believed that I had a good credit score and job. Unfortunately, due to my family situation I had lots of debts. My applications to the banks were unsuccessful read more...
Get in Touch
You’ve got questions, we’ve got answers. Use the form below any hour of the day.
Get Pre-Approval Within Minutes
Get Pre-Approval Within Minutes